in Featured, Headlines, Journal, News, Servicing Governmental Measures Target Expanded Access to Affordable Housing 2 days ago February 24, 2018 1,992 Views Subscribe Rushmore Signs Renewal for Black Knight’s LoanSphere Servicing System Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Share Save Servicers Navigate the Post-Pandemic World 2 days ago Tagged with: Black Knight Inc Company News LoanSphere MSP Rushmore Loan Management Services Previous: Report Questions Effectiveness of Fed’s Crisis-Era Purchases Next: Rosenberg & Associates LLC Hires Two New Attorneys About Author: David Wharton Print This Post Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago The Best Markets For Residential Property Investors 2 days ago Related Articles Sign up for DS News Daily The Week Ahead: Nearing the Forbearance Exit 2 days ago The Best Markets For Residential Property Investors 2 days ago Jacksonville, Florida-based Black Knight Inc. announced today that Rushmore Loan Management Services LLC, a multi-faceted residential mortgage servicer and lender located in Irvine, California; Dallas, Texas; and San Juan, Puerto Rico, has signed a renewal agreement for LoanSphere MSP, Black Knight’s industry-leading servicing system. MSP’s innovative technology will continue to support Rushmore Loan Management’s efforts to remain compliant with regulatory requirements.“We are pleased to continue our relationship with Black Knight, and use the MSP platform to effectively manage our servicing processes and support our compliance efforts,” said Terry Smith, CEO, Rushmore Loan Management. “The addition of Lien Alert to notify us of certain changes in lien status will serve as a valuable tool to assist our teams in proactively addressing at-risk loans.”The MSP loan servicing system is an end-to-end solution that encompasses all aspects of servicing for both first mortgages and home equity loans and lines of credit. The system’s comprehensive functionality, which supports servicers’ regulatory requirements, is used to service more than 33 million active loans and helps servicers increase operational efficiency, reduce operating costs and improve risk mitigation. Rushmore Loan Management will continue to use Customer CareNet, a web-based portal that servicers can provide to their borrowers for instant online access to their mortgage and home equity loan information. It also enables borrowers to perform basic, self-service tasks directly from the portal.As part of the renewal, Rushmore Loan Management will implement Lien Alert, a unique, automated solution that monitors loans and provides alerts on critical lien-related indicators that could impact a servicer’s business, such as foreclosure/default activity, ownership changes, new loans recorded, ARM resets and more. The servicer also plans to implement LoanSphere Loan Boarding, a user-friendly solution providing the functionality to efficiently board new and seasoned mortgage and home equity loans onto MSP.“We value Rushmore Loan Management’s confidence in our MSP system and its ability to reinforce Rushmore’s commitment to providing outstanding loan servicing and customer support,” said Black Knight President Joe Nackashi. “We will continue supporting the company’s growth with our innovative software and dynamic data and analytics capabilities.” Servicers Navigate the Post-Pandemic World 2 days ago Demand Propels Home Prices Upward 2 days ago Black Knight Inc Company News LoanSphere MSP Rushmore Loan Management Services 2018-02-24 David Wharton Data Provider Black Knight to Acquire Top of Mind 2 days ago Home / Featured / Rushmore Signs Renewal for Black Knight’s LoanSphere Servicing System
Newcastle midfielder Cheick Tiote is one of a number of players on Chelsea’s wish list as they plan a summer spending spree, according to the Daily Mirror.Tiote has been linked with a move to Stamford Bridge before, as has Tottenham’s Luka Modric, who is also said to still be on the Blues’ radar along with Lille’s Eden Hazard.Tipped to axe Di Matteo – and then spend big.Atletico Madrid’s Radamel Falcao, Napoli’s Edinson Cavani and Gonzalo Higuain of Real Madrid are the strikers apparently being targeted.The Daily Star suggest that Roberto Di Matteo will not be given the manager’s job at Chelsea and will be axed by club owner Roman Abramovich this week.It is claimed the Russian believes Chelsea won the Champions League primarily because of good fortune.A source close to Abramovich is quoted as saying: “Roman thinks Di Matteo has been very, very lucky and that he made a lot of mistakes in the games he’s been in charge, with his tactics and selections.“The statistics in the two games against Barcelona and the show just how lucky Di Matteo was. Roman has to decide this week and he will not care what the public thinks.“Roman did not become a billionaire worrying about public opinion – he only cares about what is right for the club.”Several papers report that Didier Drogba is leaving Chelsea. The Sun say the striker sobbed as he told his team-mates he had played his last match for the club.The Daily Mail report that Falcao is top of Chelsea’s list of possible replacements for Drogba.Meanwhile, QPR will make a £5m bid for Wigan star Victor Moses, according to the Mirror.It is claimed that Rangers believe they need to move quickly because Wigan boss Roberto Martinez would look to take Moses to Liverpool if he gets the manager’s job at Anfield.The Daily Telegraph report Rangers’ plan to make Aston Villa an offer for goalkeeper Shay Given and say Rangers are also interested in West Ham’s Robert Green.Related West London Sport story: Hughes to make Villa an offer for GivenThe Mail say German club Wolfsburg, previously linked with QPR’s Adel Taarabt, have revived their interest and hope to sign the Moroccan for £4.5m.Follow West London Sport on TwitterFind us on Facebook
6 May 2013Teenager Kelvin van der Linde flew the South African flag high at the opening round of the international Volkswagen Scirocco-R Cup at Hockenheim in Germany on Saturday with an impressive fourth place on his first visit to the historic German circuit.It was the 16-year-old’s his first outing in the international one-make series, which is being contested by 19 young drivers from 10 countries. Former drivers from Formula 1, DTM, rallying and other motorsport disciplines, as well as former champions from other sports, like skiing, and media personalities also take part in the races.Victory went to former German Touring Masters (DTM) champion and ex-Formula One driver Nicola Larini (49) of Italy, who was competing in the Legends Cup for former winners of the DTM and guest drivers from other racing disciplines.Second, and the first of the regular Scirocco R-Cup contenders, who are aged between 16 and 22, was Kasper Jensen (21) of Denmark, who was followed across the finishing line by fellow Dane Michelle Gatting (19).QualifyingVan der Linde, the reigning South African VW Cup champion, had impressed with second place behind Larini in qualifying on a wet circuit on Saturday and briefly led the race on the opening lap until being slowed by the loss of his car’s power steering.“It was a great experience,” he smiled afterwards. “I quickly settled into the Scirocco after Friday’s practice and qualifying.“It’s a great race car and not that different to the Ferodo VW Golf I drove in the South African production car championship, although it’s a lot more sophisticated.Power steering problemHe added: “I thought I had a good chance of winning the race, which was run on a dry track, but the loss of power steering made the car very difficult to drive and I had to work very hard to finish third among the regular Scirocco R-Cup drivers.”Van der Linde concluded on positive note, saying: “I’m looking forward to the rest of the nine-race series and am confident we can pull off a win before long.”The next round of the Volkswagen Scirocco-R Cup, which features two races, takes place at the Red Bull Spielberg circuit in Austria on 1 and 2 June.SAinfo reporterWould you like to use this article in your publication or on your website? See: Using SAinfo material
Share Facebook Twitter Google + LinkedIn Pinterest By Chris ClaytonDTN Ag Policy EditorOMAHA (DTN) — The U.S. Department of Justice announced Tuesday that Bayer and Monsanto will have to divest of $9 billion in assets, largely to BASF, for the Trump Administration to approve of the Bayer-Monsanto merger, valued at $62.5 billion. The announcement largely meshes with a move several months ago by Bayer to sell portions of its crop science division to competitor BASF for about $7 billion in order to address potential regulatory concerns around the merger. Justice officials said Tuesday they demanded more divestment to “resolve horizontal, vertical and innovation concerns with the merger, preserving competition and protecting American farmers and consumers,” said Makan Delrahim, assistant U.S. attorney general for the Department of Justice Antitrust Division. Delrahim said the $9 billion of assets that Bayer must shed amount to the largest divestiture ever in a U.S. antitrust enforcement action. Delrahim said the initial merger was “unlawful” but he commended the chief executive officers of Bayer, Monsanto and BASF for coming together to agree to a settlement on the enforcement action and a conditional approval of the merger. Bayer viewed Tuesday’s announcement as bringing the final merger with Monsanto a step closer. “We have now received almost all the clearances needed for closing the transaction and expect to receive any outstanding required approvals shortly,” Bayer said in a statement. “As the regulatory process continues, so does our focus on our customers as we operate as independent companies until the completion of the divestments to BASF. This is expected to be in approximately two months. Meanwhile, we will continue to serve our customers and look forward to the future integration of our two companies, providing farmers with smarter ways to grow food, safer ways to protect it and new ways to make it more nourishing,” Bayer stated. Bayer will become the sole shareholder of Monsanto once the companies receive outstanding approvals and the BASF purchases are finalized. Bayer said this should happen in approximately two months. The major problem with the merger was the loss of horizontal competition between Bayer and Monsanto as two of the largest agricultural companies in the world, Delrahim said. The proposed merge risked raising the price of seed and chemicals for farmers while reducing choice and lowering innovation. “Combining Bayer’s critical seed treatments with Monsanto’s seeds would harm competition because the merged company would have the incentive and ability to raise the prices that rival companies pay for seed treatments, and ultimately raising prices for the American farmer and consumer,” Delrahim said. The remedy requires Bayer to sell its businesses that compete with Monsanto today. That includes the cotton, canola, soybean and vegetable seed businesses, as well as its entire purchase of Bayer’s non-selective glufosinate-ammonium sold under the Liberty brand and the LibertyLink trait portfolio, which allows crop to tolerate the Liberty herbicide. The Liberty brand competes with Monsanto’s Roundup technologies. Bayer must also divest from its Poncho seed brands and other lesser seed products. Going along with that, the Department of Justice is requiring Bayer to yield some of its research and development products in the pipeline for these various seed and chemical products to BASF as well. BASF will also acquire some complementary assets, including Bayer’s digital agriculture businesses such as Xarvio. The Department of Justice cited Monsanto’s competing businesses in the digital space as well. “We determined that digital agriculture, which provides new tools for farmers to maximize yield, is important to competitiveness for major agricultural technology businesses,” Delrahim said. The agreement also requires certain timeline provisions to allow BASF to compete with its new lines while not disrupting the crop season, DOJ officials stated. BASF was chosen last year as the main suitor to take over most of Bayer’s divested assets because of experience, financial capabilities and the know-how to replace Bayer as a competitor, Delrahim said. Groups opposed to the merger condemned DOJ’s approval, despite the record divestiture. National Farmers Union, for instance, weighed in by noting the level of related mergers, including Dow-DuPont and Syngenta-ChemChina that have brought the seed and chemical industry down to fewer global competitors. “Three massive companies now control the markets that supply agricultural inputs like seeds, traits and chemicals,” said Roger Johnson, president of NFU. “This extreme consolidation drives up costs for farmers and it limits their choice of products in the marketplace. It also reduces the incentive for the remaining agricultural input giants to compete and innovate through research and development.” While essentially approving the Bayer-Monsanto merger with the actions taken, the Department of Justice filed a court complaint against the merger in the U.S. District Court for the District of Columbia on Tuesday as well as the proposed settlement. There will be a 60-day comment period set up then the Department of Justice will respond to those concerns raised. A final judgement will come after that. The DOJ announcement comes after the European Union approved the merger, valued at $62.5 billion, back in March. The EU Commission approved the deal after Bayer agreed to sell a large share of assets to BASF. There are still some countries that have not approved the merger. DOJ credited not just counterparts in the EU, but also Canada and Brazil for their help with the enforcement action. Chris Clayton can be reached at [email protected] Follow him on Twitter @ChrisClaytonDTN(ES)© Copyright 2018 DTN/The Progressive Farmer. All rights reserved.
It sounds like a minisplit would do the trickFrom the sounds of it, writes Dana Dorsett, a single minisplit with a three-quarter ton output (9,000 BTU/h) would be able to handle the heating load. “Your heating load is truly tiny,” Dorsett says. With R-60 worth of insulation in the roof, heat losses there amount to only 1,275 BTU per hour, while losses through windows and doors are an estimated 3,500 BTU/hour. Walls would add another 2,800 BTU/h, for a total of about 7,575 BTU/h.“Even if you posit a hefty 3,000 BTH/h for air leaks, ventilation, and slab losses, you’re only at about 11,000 BTU/h, and that’s before subtracting off plug loads and the mammalian body heat inputs, let alone adjustments for thermal mass effects,” he says.In fact, Dorsett says, Mesa might start thinking about the cooling loads. “Your cooling loads are likely to exceed your heating loads by more than 2:1 unless you manage your gains (particularly late-day gains from west-facing windows) very carefully,” he says.As to ducting warm air to the bedrooms, Dorsett advises against it. Instead, he suggests electric cove heaters paired with an occupancy sensor control. These units are are mounted on the wall near the ceiling (one brand is made by Radiant Systems Inc.).“Unlike electric baseboards, cove heaters heat the objects in the room directly rather than heating the air, which makes it comfortable even during the recovery ramps,” Dorsett says. “And unlike electric panel radiators, cove heaters have no thermal mass to speak of, so the radiant output comes on in a few tens of seconds rather than minutes.” It doesn’t matter what you useGBA Senior Editor Martin Holladay thinks Mesa is focusing on the right thing: the building envelope. “The key is to create a very well insulated envelope with low levels of air leakage,” Holladay says, “and it sounds like you are doing that.”And just about any kind of heating system will work, he adds, providing its designed and installed correctly. That might include a natural gas furnace, ductless or ducted minisplits, or a conventional air-source heat pump. The Pretty Good HouseHeating a Tight, Well-Insulated HouseChoosing HVAC Equipment for an Energy-Efficient HomeHeating Options for a Small Home From Building Science Corporation: Sealed Combustion Sealed-Combustion Appliances and Hot Tub PartiesGreen Basics: Heating Options Matt Mesa is looking ahead to retirement in a new, one-level house in Hood River, Oregon. It’s going to be a Pretty Good House, a phrase coined to describe a well-insulated house of an appropriate size.The “pretty good house” approach usually calls for above-code levels of insulation, but stops short of the energy performance or airtightness requirements of the Passivhaus standard. Mesa wil be using the 10-20-40-60 rule of thumb for insulation, a formula describing, in order, the R-value of insulation beneath the slab, on foundation walls, on above-grade walls, and in the roof.The floor plan of this 1,500-square-foot house will have a great room of roughly 700 square feet, along with kitchen, dining, and living areas, a master bedroom, and two smaller bedrooms.Mesa has ruled out radiant-floor heat, at least for the main part of the house. But he’s thinking about a gas fireplace insert heater in the great room plus a single ductless minisplit head in a central location. His contractor suggests installing an air duct from a spot near the fireplace to the bedrooms.So, he asks in a Q&A post at Green Building Advisor, what’s the best HVAC option for a house like this? That’s the topic for this Q&A Spotlight. Our expert’s opinionHere’s how GBA technical director Peter Yost sees it:The collective advice given makes a lot of sense to me.(1) A high-performance enclosure allows a wider, simpler, and more economical range of conditioning options.(2) In my experience, by the time fireplace-loving homeowners are “forced” to select a sealed gas fireplace for efficiency and air-quality reasons, they are so far away from the original “ambiance” they sought that the option has lost its appeal.(3) Minisplits are really attractive in climates that need both active space heating and cooling. And this technology is proving to be both efficient and robust.(4) I am partial to quick-response electric-resistance “task” radiant heating, but the efficiency of this type of heating (lower air temperature and elevated mean radiant temperature) is pretty dependent on occupancy patterns. It’s not hard to stay in a room long enough that the initial dominance of radiant heat transfer fades as surfaces warm up and conduction and particularly convective heat transfer sneak up. For more information on electric-resistance radiant heat panels, see the ASHRAE paper I co-authored with Ed Barbour and Richard Watson a number of years ago: “An Evaluation of Thermal Comfort and Energy Consumption for a Surface-Mounted Ceiling Radiant Panel Heating System.” Gas is probably not a good ideaNo matter what the main source of heat, more than one reader cautions Mesa not to introduce a gas-burning appliance in the house. Forget the ambiance a fireplace would bring — think about the downsides.Kevin Dickson, for example, suggests that avoiding a natural gas connection has a couple of advantages. Mesa can skip the initial expense of running the plumbing and the tap fee, plus he’ll never have the service fee, which might be as much as $20 a month. “If you install PV, that savings cannot be used to offset your gas bill,” Dickson continues. “You shouldn’t cook indoors with gas. A gas fireplace requires another large hole in your thermal envelope. You won’t be able to use the gas fireplace for long before that room gets too hot.”He’s seconded by Bob Irving, who writes that a gas fireplace will be more expensive to use than a minisplit, and it will “provide waaay too much heat.”AJ Builder suggests that if Mesa decides to install a gas fireplace, a sealed combustion unit would be a way to keep the thermal envelope intact. “A way to have the gas fireplace, without the monthly costs, which in some areas are ridiculous, is to go with propane,” AJ Builder writes. “And get a sealed unit to deal with what some say may be a hole in your home. I like fires myself… if not inside, you could do a nice setup outside your home to enjoy. Life should be enjoyed.” RELATED ARTICLES
Three people were killed and six others injured when an overhead water tank collapsed in Ahmedabad’s Bopal area on Monday morning. The injured were taken to hospital for treatment. The overhead tank collapsed due to cave in and it’s debris fell on a nearby canteen where labourers were sitting. “Three of them were brought dead, while six others are undergoing treatment. The condition of two of them is critical,” the hospital’s medical superintendent R.M. Jitiya said.Ahmedabad Collector Vikrant Pandey said a committee has been formed to investigate the incident.“The water tank was constructed by the municipality in 1997. It collapsed due to sinking of soil. A probe has been ordered and action will be taken accordingly,” he said.Gujarat Chief Minister Vijay Rupani and Union Home Minister Amit Shah to the Ahmedabad Collector. Bopal comes under Mr. Shah’s parliamentary constituency Gandhinagar. All three deceased and the injured are non-Gujarati labourers working in construction sites. Earlier, four persons, all construction workers, had died when a compound wall collapsed in the same area.(With inputs from PTI)
Australia has claimed it’s first Masters’ division at the 2013 Super Trans Tasman Series, taking out the second Men’s 50’s game and therefore the series. The Australian Women’s 30’s came agonisingly close to taking the division to a decider, losing game two in a drop-off, with New Zealand taking a 2-0 lead in the series. Stay tuned to the website for the full match report. ResultsMen’s 50’sAustralia 12 defeated New Zealand 3Men’s 40’sAustralia 6 defeated New Zealand 2Senior MixedAustralia 5 defeated by New Zealand 6Women’s 30’sNew Zealand 4 defeated Australia 3 (drop-off)Men’s 30’sAustralia 11 defeated New Zealand 9Mixed Open Australia 8 defeated by New Zealand 10Women’s OpenAustralia 6 defeated New Zealand 3Men’s OpenAustralia 5 defeated by New Zealand 6 (drop-off)Super Trans Tasman Day Four ResultsMen’s 50’sAustralia has claimed its first Masters’ division on day four of the 2013 Super Trans Tasman Series, with the Men’s 50’s winning their second game and taking the series with one game remaining. Nothing separated the teams in the opening exchanges, with both teams unable to score for the first six minutes of the game. Tim Kitchingham was the first to score for Australia and by the midway mark of the first half Australia held a 2-0 lead. New Zealand hit back shortly after before Kitchingham scored his second for the game to take a 3-1 lead. The Kiwis then scored another touchdown through Stephen Huggins before two quick touchdowns within five minutes remaining in the half gave Australia some breathing space, taking a 5-2 lead into the half-time break. Australia then turned it up a notch after the half-time break, scoring seven touchdowns to one to take a convincing 12-3 win and an unbeatable series lead, 2-0 with one game to play. Men’s 40’sAustralia has claimed its second division on day two of the Masters category at the 2012 Super Trans Tasman, winning the second game of the series 6-2.Australia got out to a strong start, scoring the first two touchdowns through in the opening 10 minutes of the game to take a 2-0 lead. Pete Walters hit back for New Zealand to reduce the deficit to one, and another touchdown a piece saw the sides at 3-2. Australia extended its lead to two with three minutes remaining to take a two touchdown lead into the break, 4-2. It was 5-2 five minutes into the second half when Robert Sinclair-Smith scored for Australia and Robin Kildare put the game beyond doubt with five minutes remaining when he scored, with Australia taking a four touchdown win, 6-2 to take game two and the series 2-0. Men’s 30’sAustralia has levelled up the Men’s 30’s division at one game-a-piece after a two touchdown win in game two of the series today. The 11-9 win pushes the series into an all-important decider on Saturday, which if the two previous games are anything to go by will be an exciting spectacle. The teams went touchdown for touchdown in the early stages of the game before Australia got out to a 6-3 lead with five minutes remaining in the half. Two touchdowns to New Zealand in the final minutes of the half saw the home side come back to within one at the break, 6-5. Australia was able to keep its advantage in the second half, with New Zealand unable to get to within one touchdown of Australia to set up a cracking showdown in game three which will decide the series and the fate of the Masters Trans Tasman Trophy as well. Women’s 30’sWe had two exciting games in the afternoon of day four at the Touch Trans Tasman Test-Series. With both the Over 30 Women and Over 30 Mixed sides leading their three match series 1-0, they looked to win the grade with a second win.Australia got off to a great start in the Women’s 30’s game two, and managed to take a 3-1 lead into the half-time break. After sustained pressure, the impressive Aussie defence finally gave way with Jamie Te Pania diving underneath some tired Australian legs. The 3-3 scoreline eventually lead to a drop off. McKay went straight through the middle and fed Chantal Baker for the winning touchdown in the far corner. Senior MixedThe second Senior Mixed match of the series was fast and physical from the outset with Australia going into halftime with a slight 3-2 lead. New Zealand looked to be in trouble after letting in a soft touchdown at the beginning of the second half. Then a comeback was on the cards after Jason Puddle set up two quick touchdowns to level the scores. The game looked to be won when the two Steve’s, Toki and Wall, combined to put the Kiwis ahead 5-4 before Australia hit back to level up the match up at 5-5.With the match looking like drop-off material, the Australians couldn’t handle Puddle who had too much gas for third time, setting up the final touchdown of the match, with the New Zealand Senior Mixed winning the series 2-0 with a 6-5 game two victory. Related LinksSTT Day Four
Bengaluru: Describing the Congress-JDS coalition dispensation in Karnataka as a hub of infighting and confusion, BJP state president B S Yeddyurappa Friday expressed doubts over the government’s continuation after the Lok Sabha elections.The BJP leader made the remark in Hubballi when asked about the Twitter war between chief minister H D Kumaraswamy and former chief minister Siddaramaiah on Congress leader Mallikarjun Kharge becoming the chief minister. Also Read – 2019 most peaceful festive season for J&K: Jitendra SinghKumaraswamy’s remark that Kharge should have been offered the top post long ago had triggered a twitter debate between him and Siddaramaiah, who is also the ruling coalition coordination committee chief. In response to Kumaraswamy, Siddaramaiah had suggested that Kumaraswamys elder brother H D Revanna too was quite capable to lead the state as chief minister. Yeddyurappa said, “Congress and JD(S) have become a hub of squabbling. What will people be thinking when Siddaramaiah says Revanna should be the chief minister and then Kumaraswamy counters him that Kharge should have been the chief minister… It is like betraying the masses.” Also Read – Personal life needs to be respected: Cong on reports of Rahul’s visit abroadThe BJP leader was confident that the people of Kundgol and Chincholi would teach the two parties a befitting lesson for “betraying” them and creating confusion. To a question on the next chief minister, Yeddyurappa said, “The question will arise when the government survives. Future depends on the results of Lok Sabha election and the two bypolls (Chincholi and Kundgol assembly segments). After the election there will be upheaval in politics (in Karnataka). I dont think Congress and JD(S) will continue for long in the government.” Predicting BJPs victory in the Lok Sabha election, Yeddyurappa said Narendra Modi would return as prime minister again and the election results will have a bearing on Karnataka. He said he would wait and watch what changes the Lok Sabha elections would usher in. “We are going to win about 280 to 290 seats (in Lok Sabha). Narendra Modi will 100 per cent become prime minister again. We have the support of various political parties. So, not a single seat we will lose….,” the BJP leader said.
Football, like the other major American sports, has its annual all-star game, where the finest players from each conference square off against each other. While many of these other all-star games don’t resemble actual games in effort or competitiveness either, there’s something especially excruciating about the NFL’s Pro Bowl. The Pro Bowl, which has been around in its current format since 1970, is met with a huge amount of criticism from fans and players every year. The complete and total lack of defense seems to be one of the primary reasons for criticism. While a shootout in football can be a lot of fun to watch, seeing the best defensive players in the NFL jog and make a minimal effort to actually stop the other team is not very thrilling. With final scores in recent years of 59-41, 55-41, and 41-34, watching long completion after long completion gets very stale. The defensive players in this game are consistently more concerned with staying healthy and enjoying a vacation in Hawaii than playing well and winning. Another point of critique is the number of undeserving players. Due to injuries, players opting not to participate, players on Super Bowl-bound teams not being able to play or faulty fan votes, the star power is not always there. NFL commissioner Roger Goodell has spoken over the past year about the possibility of the Pro Bowl being eliminated if the quality does not improve. It does not seem likely that the NFL would get rid of this event, however. Even with an 8 percent drop in the ratings in last year’s game, it still drew a 7.9 rating, the highest of any of the all star games, according to USA Today. Here are some suggestions to spice up the Pro Bowl a little and make the entire event a little more bearable to watch. 1. Saturday events – Much like the NBA and MLB do, make a weekend out of the event. The NBA’s All-Star Saturday, which includes the Slam Dunk Contest and 3-Point Shootout is just as popular as the game itself, while the MLB’s Home Run Derby is a classic fixture of the all-star game. The NFL can pursue a similar tradition, showcasing its best talent. Quarterback accuracy and distance competitions, sprint contests, bench press contests and kicking competitions can all be events that are a lot of fun to watch and show off the best talent the NFL has to offer. 2. NFL awards show – The awards, such as MVP, Coach of the Year, Rookie of the Year, etc. come out around that time. Why not make a show out of it? This can also take place on the Saturday before the game, immediately following the All-Star events. 3. Rotating locations – It’s understandable that the NFL holds the Pro Bowl at Aloha Stadium in Hawaii as an incentive for the players to attend, but it’s time to take the show on the road. Following the model of the other sports, the Pro Bowl should be in a different city every year. That would give it a fresh spin every year and would be a thrill for fans to see their hometown players, along with the other stars of the NFL. 4. Move it back to after the Super Bowl – In 2009, the NFL decided to move the date of the Pro Bowl from the weekend before the Super Bowl, instead of the weekend after. This idea did make some sense, as many fans are burned out from football after the season ends. However, it’s pretty easy to assume that some of the best players will be in the AFC and NFC championships. Between the Ravens and 49ers, which will be competing in this year’s Super Bowl, there are 13 players on the Pro Bowl roster who will have to miss the game. That’s just too many stars to have to play the game without. 5. Make it a winner-take-all cash format – This is just to give the players some incentive to actually put some effort in. Currently, there is a small difference in the amount of winnings for the winners compared to the consolation for the losers, but this difference is just a fraction of their total salaries. Add the total amount the NFL would be giving to both the winners and losers, and give it all to the winners. It still wouldn’t be a ton of money for these players, but at the very least it would inspire them to try. 6. No more fan vote – This is a complaint seen in the all-star games of every sport, but there really is absolutely no reason why the starters shouldn’t simply be the players that deserve it. Instead of the flashy, big market names that are being voted into the starting lineup every year by the fans, have a true, unbiased coaches vote to decide who will be representing their conference. While the Pro Bowl is at the end of the day an exhibition game that will never resemble an actual NFL game, there is no reason why it needs to keep its same awful format. It is not expected that these players give it their all weeks after their season ended, but it would be nice if the NFL at least gives the fans something to enjoy. As long as there’s an NFL logo on it, people will watch, but the league needs to explore ways to reward their loyal fans a little more.